Quick Answer: Do You Have To Change Auto Insurance When You Move?

What happens if you move and don’t change your car insurance?

What Can Happen if You Move Without Telling Your Insurance Company.

If your insurance company is working off of outdated information, especially contact information, it could prevent you from getting the right amount of coverage, or it may even lead to trouble in renewing or keeping your policy..

What happens if I dont change my car insurance address?

Generally, your insurance policy will not deny your coverage just because you forgot to update your address of record.

Does my driving Licence address have to match my insurance?

“If your address is different on your driving licence and motor insurance policy it won’t invalidate your cover but it’s worth making sure all your records are as accurate as possible, as factors such as your postcode can impact your insurance premium, and can ultimately impact how much you pay.

Can I lie about my address for car insurance?

Technically, lying about your address on your Auto Insurance form isn’t a crime. However, there are serious consequences if you’re caught lying about your address. Insurance companies call lying about your zip code “material misrepresentation of the risk,” more commonly referred to as fraud.

Why do I have to pay for change of address?

The $1.05 charge to your card is an identity verification fee to prevent fraud and make sure you’re the one making the change. Warning: You don’t need to pay a separate company to change your address.

What will invalidate my car insurance?

Most insurance policies will include cover against car theft and vandalism. So, if your car’s stolen or vandalised, you’ll be able to make a claim and fix or replace your car. … If you do this, and your car is then stolen, your insurer will invalidate your policy.

Will changing my address affect my car insurance?

You might not think a house move would affect your car insurance, but you’d be wrong. Insurers take your postcode into account when they set the premiums for car insurance, so you should contact your insurer immediately if you’re moving home. There is a chance that your premium could fall.

How long do I have to change my car insurance after moving?

30 to 90 daysHow Long Do You Have to Switch Car Insurance When You Move? Typically, you’ll have 30 to 90 days to switch your car insurance when you move to a new state. While you can — and should — plan ahead, you don’t want to cancel your current policy until the move is made.

Will my insurance go up if I move?

Moving out of state will require a whole new car insurance policy. But what if you’re simply moving across town—do you still need to take car insurance rates into consideration? The answer is yes, because your rate may go up or down based on your new address.

Will my car insurance cover me if I move to another state?

Your car insurance will cover you in every state — no matter where in the U.S. you drive. However, if you’ve permanently moved to a different state, or you’re driving to Mexico or Canada, the answer might be different.

Is it illegal to not change your address when you move?

This is an easily overlooked task, but every state requires you to update your address after any move, typically within thirty days. … Since these play such an important role for state and federal governments, failing to update a license or registration is actually a crime in most states.